Assurant Manufactured Home Insurance include:

  • Comprehensive Protection
  • Liability Coverage
  • Stated Value Loss Settlement
  • Personal Property Coverage

 

 

Assurant Manufactured Home Insurance

Welcome to one of the best sites dedicated to helping you find amazing rates on Assurant Manufactured Home Insurance! On this site, you’ll have the chance to browse multiple quotes at once, making it easier to find the Assurant Manufactured Home Insurance policy that’s right for you.

We are an authorized representative for Assurant, one of the leading providers of Manufactured Home Insurance in the nation. With our powerful quote system, we can deliver you rapid results saving you the time and energy it would take to browse for Manufactured Home Insurance.  Some coverage options that come with Assurant Manufactured Home Insurance include:

  • Comprehensive Protection
  • Liability Coverage
  • Stated Value Loss Settlement
  • Personal Property Coverage

For more information you can give us a call at 1-800-771-7758 or you can request a free Assurant Manufactured Home Insurance quote for instant results!

Mobile Homes vs Manufactured Homes

When most people think of manufactured homes, they usually picture something similar to the metallic trailers that were popular in the 50s, 60s, and 70s. A manufactured home is the modernized upgrade to the mobile home trailers of the past. The main difference between Mobile Homes and Manufactured Homes are their regulations.  Modern manufactured housing must comply with the Federal Manufactured Home Construction and Safety Standards also known as the HUD Code. These codes set minimum and maximum requirements for the construction of Manufactured Homes.

Manufactured Homes usually come with more land and attachments than the archaic Manufactured Homes. Manufactured homes can come with lawns, plants, advanced plumbing and electrical systems, and multiple stories. Manufactured Home trailers are usually on wheels and can be easily hitched and transported. Manufactured homes are usually anchored to the ground and meant to stay in place permanently.

HUD Manufactured Housing Standards

  • Must be built on a permanent chassis
  • Must meet the following size requirements:
    • Minimum Floor Space: 400 ft²
    • Minimum Ceiling Height: 7 feet
    • Minimum Ceiling Height in Hallways: 6.5 ft
  • Minimum of 2 outside doors that are at least 12 ft apart for single-wide and 20 ft apart for double-wide
  • Minimum one window in each bedroom
  • Bedrooms for one person must have at least 50 ft² of floor space; for two people: 70 ft²
  • Kitchens and bathrooms must have mechanical ventilation systems
  • Fire alarms must be in every room
  • Minimum required roof snow load (Varies by area)
  • Proper electrical and plumbing systems
  • Proper foundation requirements

 

When renting or purchasing a manufactured home, be sure all of the HUD- Manufactured Housing Standards are met. If the home isn’t up to code, you will be required to make the proper repairs before you move in. These repairs may be expensive. That’s why you should obtain Assurant Manufactured Home Insurance.

 

We at SkyBlue Insurance want to help you find the best Assurant Manufactured Home Insurance policies. If you have questions about the coverage options, rates, and policies, our knowledgeable agents will assist you. You can also request a rapid Assurant Manufactured Home Insurance quote and get instant results for free!

 

Explaining the Cost of Manufactured Home Insurance

Though Manufactured Homes cost less than standard homes, they a relatively more expensive to insure. They are also much quicker to build, but not a durable in extreme situations. For this reason Assurant Manufactured Home insurance costs much more than regular home insurance.

Because of the way they are made, many mobile and manufactured homes are not as durable as a traditional stick-built home mainly because they are not securely anchored. Their weight makes them weak in resistance to high winds and floods.

Even though manufactured homes are more vulnerable than standard homes, they are still a great investment and a comfortable, lucrative living option. We can help you find the best rates from Assurant Manufactured Home Insurance. You can get instant results when you request a free Assurant Manufactured Home Insurance quote!

   

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